Built for agents. Powered by automation. Upload credit reports, analyze data instantly, and deliver pre-approvals in minutes — not hours.
Trusted by credit professionals nationwide
Powerful tools designed specifically for credit professionals. No bloat, just results.
Upload IdentityIQ, MyScoreIQ, and other credit reports. Our AI extracts all data automatically.
View TransUnion, Experian, and Equifax data side-by-side with detailed analysis.
Automated calculations for utilization, paydowns, KD totals, and approval ranges.
Instant pre-approval decisions with customizable thresholds and criteria.
Track multiple clients, store reports, and manage your entire portfolio.
Track hard and soft inquiries across all bureaus with date filtering.
Detailed breakdown of revolving, installment, and mortgage accounts.
Clean, modern UI designed for speed. No training required.
Three simple steps to faster underwriting
Drag and drop any IdentityIQ, MyScoreIQ, or standard 3-bureau credit report PDF.
Our AI extracts scores, accounts, inquiries, and calculates utilization instantly.
Review the underwriting checklist and generate pre-approval letters in one click.
Choose the plan that fits your business. Cancel anytime.
Get started at no cost
For independent agents managing their own clients
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See what agents are saying about SCL Credit Analyzer
“SCL Credit Analyzer cut my underwriting time in half. The PDF parsing is incredibly accurate and the approval engine saves me hours every week.”
“Finally, a tool built for agents! The three-bureau breakdown and utilization calculations are exactly what I needed. Worth every penny.”
“I've tried Credit Repair Cloud and DisputeBee, but SCL is specifically built for underwriting. The approval engine is a game-changer.”
Join 1,000+ credit professionals who are saving hours every week.
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